NILS: Safe, fair and affordable credit
The St Vincent de Paul Society Victoria offers no-interest loans – Vinnies NILS – to purchase essential goods and services with fair, accessible credit for people on low incomes.
The program is supported by dedicated volunteers, but with the cost-of-living affecting so many Victorians, our services need more volunteers to help with the rising demand.
Learn more about Vinnies NILS


Meet Sharon
Sharon, a young mum who was pregnant with her third child, was pleased to hear about Vinnies NILS when her washing machine broke down. She had been hand-washing the family’s clothes and trying to dry them in the dreary winter weather in rural Victoria. A volunteer told her of the no-interest loan scheme and she made contact. Within a week, Sharon had a new washer/dryer delivered and installed.

