Vinnies NILS

Vinnies NILS

Vinnies Victoria offers no interest loans – our NILS scheme – to purchase essential goods and services with fair, accessible credit for people on low incomes.

Funds are provided by National Australia Bank as a philanthropic arrangement and are provided to applicants on low incomes or government benefits who have the capacity and willingness to repay. Volunteers support this program by providing interviewing and Administrative support.  Interviewers help to support applicants during the process of applying for a loan. They work out a budget, explain parameters and complete a summary.

Administration Support volunteers respond to applicant queries via, phone and email. They coordinate all associated paperwork to support a loan process and schedule interview appointments.