StepUp Loans

Want to find out if StepUP loans are available in your area? Head to the Vinnies Queensland portal to find services in your local area.

What is a StepUP Loan?
A StepUP Loan is a low interest, unsecured personal loan offered in partnership by National Australia Bank and Good Shepherd Microfinance and is facilitated through the Society across Queensland. The StepUP Loan program provides safe and affordable credit to people who are on low incomes to enable the purchase of essential goods and services such as ; buy/repair motor vehicle; household furniture and white goods; computer equipment; funeral expenses and medical or educational expenses.

Who can access them?
StepUP Loans are designed specifically for people living on low incomes. To be eligible, applicants must hold a current Centrelink Health Care Card or Pension Card or receive Family Tax Benefit A or Veterans Card. In addition, they must have lived at their current address for at least three months. Documents are required to verify income, expenditure, identification and loan purpose.

Where are they offered?
This service is offered state-wide. All enquiries are made through our Brisbane or Gold Coast offices.

What are the benefits?
Those who benefit from StepUP Loans are people living on low incomes as it enables them to borrow for a broad range of worthwhile purposes to minimise financial exclusion.

Can I volunteer for StepUp Loans?
No, Volunteers are not needed for this service.

How can I find out more?
Contact one of our StepUP Loan Officers - email or visit: